Looking to buy your next property?
If you’re thinking of buying a residential property, whether you’re upsizing, downsizing or whether you’re a first time buyer. It’s important to know exactly what you’re looking for. Because taking time to look at the various property portals like Zoopla, Primelocation and OnTheMarket. Is a really good way to start seeing what’s out there, but also when is the right time to actually start viewing properties?
If you’re a first time buyer, we’d recommend talking to your bank or building society. Or even better, a whole of market mortgage broker first and foremost. To try to find out what mortgage you can afford and the maximum they’ll lend. Then take your time looking around, armed with your Agreement in Principle, either at 360 Virtual Tours. Drive around ‘board spotting’ in your preferred areas, or calling estate agents to register your interest in the areas that you’d like to move to.
Upsizing or downsizing?
If you’re upsizing or downsizing, and already have a property that you have sold, then you’ll probably already know the cost of your next purchase, but again a mortgage broker can really help secure the best mortgage deal if you need to buy with a mortgage, or a financial advisor if you’re downsizing and making some life decisions.
When we say ‘sold’ we really mean that you’ve agreed a sale, and not that someone has said that they’re really interested in your property and thinking of putting forward an offer. Having a ‘Memorandum of Sale‘ from your selling agent or solicitor is your key to saying that you’ve agreed a sale.
We also don’t really recommend viewing properties unless you’re proceedable, no matter how quickly your agent says your property will sell. Some agents will allow you to view when you’re on the market, whereas some will be instructed not to let potential buyers actually view until they have sold, so each situation is different. If you’re not even on the market, it’s doubtful any agent will allow you to view just at the moment.
Being a ‘proceedable’ buyer puts you in the very best position. It means that you have your Agreement in Principle from your lender if you’re using mortgage funds to buy, or that you have agreed a sale on your existing property. Being proceedable means that potential sellers know that they can negotiate with you and agree a sale with you without any potential issues. At least to begin with.
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Green Grey – Selling property is the trading style of Green Grey Limited with offices in Meriden and Coleshill, working 8am to 10pm, seven days a week*. Part of Xactia Group, established in July 2000. Other residential property brands in the Group include H2L. Expert Letting, Home 2 Let Limited and Three Sixty Virtual Limited.
